RBA cuts cash rate to 3.60%: What this means for sellers (property & business)
The Reserve Bank of Australia has cut the cash rate by 0.25% to 3.60%—its third cut in 2025—as inflation eases. Here’s what it could mean if you’re thinking of selling your property or business. Source rba.gov.au and ABC
What changed today?
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The RBA reduced the cash rate to 3.60% at its 12 August meeting. The statement cites easing inflation and the need to support a softening economy.
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It’s the third rate cut this year (after February and May).
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Major outlets and analysts note the Bank could cut again if inflation continues to moderate.
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Why sellers might benefit
Property sellers:
Lower rates often lift buyer sentiment and borrowing capacity, which can increase enquiry, inspections and bidding depth—especially heading into spring.
Business sellers:
Cheaper debt makes acquisition finance more accessible, potentially widening your buyer pool and supporting valuations for well-presented businesses. (Market reactions today underscore renewed risk appetite.)
How to capitalise now
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Be early to market. Listing now helps you ride the first wave of renewed buyer activity before competition ramps up.
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Nail presentation. Tidy maintenance, great photos, and a clear value proposition (or IM for businesses) accelerate enquiries.
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Price with precision. Use up-to-date comps and be guided by real enquiry feedback as the market re-prices.
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Remove friction. Have documents ready: property reports, contracts, or business financials and key KPIs.
Next steps
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List your property on No Agent Property → Click here 🏡
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List your business on No Agent Business → Click here 💼
